Growing your giving with gift aid

What is Gift Aid?

If you’re a UK taxpayer, Gift Aid increases the value of your charity donations by allowing charities to reclaim the basic rate of tax on your gift, at no extra cost to you. That’s 25p for every £1 you give. Your donations will qualify as long as they’re not more than 4 times what you have paid in tax in that tax year (6 April to 5 April).

How does Gift Aid work?

If you're a UK taxpayer you complete a Gift Aid form once. Then whenever you make a donation the charity can reclaim the basic rate of tax on your gift - namely 25p for every £1 you give.

Higher rate and additional rate tax payers can claim additional tax benefits for donations they make to charity, which you can keep or pass on to any charitable organisation. Simply indicate how much you have donated when completing your tax self-assessment form.

We claim approximately £50,000 in Gift Aid on behalf of St Mary’s each year, which makes an indispensable contribution to the work we can do.
 

Why isn't my donation eligible for Gift Aid?

If you donate through Give as You Earn
Some types of donation are not eligible for Gift Aid. Donations given through  Give As You Earn for example, cannot have Gift Aid claimed on them because they are taken from your salary pre-tax and therefore are already tax-effective.

If your income is below £12,500
From 6 April 2020, the income tax personal allowance has increased to £2,500 for individuals born after 5 April 1948* or claim Marriage Allowance. If your income is below £12,500, you will no longer be able to claim Gift Aid on eligible donations.

If this applies to you, please ensure all existing Gift Aid declarations are cancelled; failure to do so could mean that HMRC may recover the claimed Gift Aid back from you or, in some cases, the charity that received the donation.

*The personal allowance is higher for people born before 6 April 1948 or those entitled to the Blind Person’s Allowance. See the HMRC website for details.